TH is an Islamic institution with an important role especially for Malaysian Muslims. We strive to manage various facilities for the welfare of the country’s hajj pilgrims in a comprehensive and systematic manner, ranging from the halal savings management, as well as business activities to provide additional value to our depositors.
Now after 50 years in operations, TH remains an iconic Malaysian institution by achieving a number of successes in Hajj management as well as Islamic funds which have become model for many institutions overseas.
Vision, Mission & Core Values
The Pillar Of The Ummah’s Economic Success; Excellence In Hajj Management
In achieving TH‘s vision, WE pledge:-
- To strengthen the ummah’s economy
- To remain active in seeking strategic investments locally and globally to ensure sustainable growth
- To manage and enrich depositors’ funds
- To continuously provide excellent services
- To facilitate and assist pilgrims in achieving mabrur hajj
- To provide competitive, halal and toyyiban return
- Embracing Change
- Loving and Caring
Lembaga Tabung Haji (TH) is the premiere Islamic financial institution in Malaysia, a statutory body setup by the Government of Malaysia in 1963. TH is governed by Tabung Haji Act 1995 (Act 535), the pioneer in Islamic financial institution to facilitate Muslim community’s savings for the hajj and pilgrimage.
Today, TH has more than 50 years of experience in hajj services & operations and fund investments. Being the only Hajj institution in the country managing more than RM73 billion of deposits (2017), TH endeavour to strengthen the economy of the Malaysian Muslims by capitalising on its available funds and resources.
TH strives to provides excellent and satisfactorily hajj services to Malaysian pilgrims and its consistent track record has gained world recognition as a role model for innovative hajj management and Islamic financial services among the Islamic countries.
TH has more than 9 million depositors and a network of 125 branches with nearly 10,000 touch-points nationwide. TH also has an operating office in Jeddah, Kingdom of Saudi Arabia under the purview of Malaysian Consulate.
Tabung Haji Act
We promise the Almighty to :
- Help the pilgrims to get their Mabrur hajj with reasonable expenses;
- Coordinate a timely, safe and reliable hajj flight;
- Provide clean and comfortable accommodation in the holy land;
- Maintain depositors account in a professional, confidential and private control
- Invest in permissible investment, prudent and safe in order to provide returns that are comparable to the market, while ensuring continuous growth;
- Provide courteous, fast and efficient services;
- Provide accurate, clear and up to date information
The Incorporation of Lembaga Tabung Haji
Before the establishment of Lembaga Tabung Haji in 1963, there was no Islamic Financial institution to manage the Muslim community’s savings for hajj pilgrimage. Eventhough there were several banks operating at that time, Muslims were reluctant to use the conventional banking for their hajj savings. The hajj pilgrims want to ensure that their hajj savings were free from ‘riba’ (usury) in order to fulfil the fifth Pillar of Islam and their pilgrimage be accepted by Allah or ‘Mabrur’.
The idea to set up the PWSBH was born out of a proposal made by renowned Malay economist Royal Professor Ungku Abdul Aziz bin Ungku Abdul Hamid in December 1959 to the Federal Government of then Malaya.
The first step was taken with the establishment of the Perbadanan Wang Simpanan Bakal-bakal Haji (PWSBH) or Prospective Hajj Pilgrims Savings Corporation under Law No. 34, 1962, in 1963. The corporation was placed under the Ministry of Rural Development.
Beginning 30 September 1963, PWSBH created history by opening counters to collect deposits from prospective hajj pilgrims in the country. Malaysian Muslims were taught on the need to save at an early age in a shariah compliant organisation to prepare for their hajj.
When it started its operation in 1963, a total of 1,281 prospective pilgrims opened their accounts with a total savings of RM46,610. Their main objective then was purely to ensure that their savings were secure and free of usury to enable them to fulfill the fifth pillar of Islam and to attain the hajj accepted by Allah. Dividend and bonuses were not in the mind at all at that time.
The confidence displayed by the prospective pilgrims drove PWSBH to continue upgrading its services to ensure that it fulfilled one of the ‘fardu kifayah’ (religious duty of collective obligation). Since then, it continued to intensify efforts to attract more Muslims to use the savings facility provided by the government to ensure that their savings were always ‘halal’ and safe.
To strengthen its role and to coordinate expanding savings and hajj management, PWSBH was merged in 1969 with the Pejabat Urusan Hal Ehwal Haji (Hajj Affairs Management Office) which had been in operation earlier, since 1951 in Penang. This new set up was named Lembaga Urusan dan Tabung Haji (LUTH) and was later renamed as Lembaga Tabung Haji in 1995, known as Tabung Haji or by its acronym TH.
With the establishment of TH, the Malaysians’ hajj pilgrimage became much easier and well-organised. In fact, for those making their maiden trip to the Holy Land have nothing to worry about because TH looks into all their needs. This includes matters related to passport, hajj visa, transportation, accommodation in Makkah, Madinah, Mina and Arafah as well as healthcare and hajj guidance.