Seruan Istito'ah – Hajj Readiness Plan

SERUAN ISTITO'AHHAJJ READINESS PLAN

  1. 1

    Seruan Istito'ah is introduced as a Hajj Readiness Plan to help depositors prepare to perform hajj in a simpler, easier and smoother way.

  2. 2

    Automatic Hajj Queue Eligibility is granted to depositors who meet the savings requirements without the need for manual registration.

  3. 3

    A minimum savings amount of RM15,000 is required to qualify for Automatic Hajj Queue Eligibility.

  4. 4

    Depositors who have registered for hajj are given until 31 December 2028 to achieve the required minimum savings amount.

  5. 5

    The introduction of Tabung Istito'ah helps foster more structured savings habits to achieve the hajj savings target.

AUTOMATIC HAJJ QUEUE ELIGIBILITY

Preparing for hajj is now easier. You will receive Automatic Hajj Queue Eligibility once you achieve a minimum savings of RM15,000.

For those who have registered for hajj, you are given a transition period until 31 December 2028 to achieve this amount in order to maintain your existing hajj turn.

Starting 1 January 2029, hajj queue eligibility will be aligned based on compliance with the minimum savings requirement of RM15,000.

ALREADY REGISTERED FOR HAJJ?

  • Continue saving until you reach the minimum of

    RM15,000

  • You still have time until

    31 December 2028

  • Hajj queue adjustment

    will be based on the minimum savings requirement on

NOT YET REGISTERED FOR HAJJ?

  • Save and maintain the minimum amount

    RM15,000

  • You will be eligible to receive

    Automatic Hajj Queue Eligibility

  • Hajj queue adjustments

    will be based on the minimum savings requirement on

ONE ACCOUNT, TWO FUNDS

YOUR TH ACCOUNT REMAINS, NOW MANAGED WITH TWO DIFFERENT FUNCTIONS:

YOUR TH ACCOUNT

Tabung Am

Tabung Am

A fund for savings and withdrawal transactions to meet your daily financial needs as usual.

Tabung Istito'ah

Tabung Istito'ah

A fund that holds savings as a financial readiness benchmark for Automatic Hajj Queue Eligibility.

EXISTING BENEFITS REMAIN AS USUAL FOR BOTH FUNDS.

WHICH CATEGORY ARE YOU?

DIFFERENT PROFILES, SAME PURPOSE

Every individual has a different background and level of preparation on the journey towards achieving the dream of hajj. Check by clicking on the Bakal Haji (BH) profile.

Plan the savings required
to achieve your target.

Perform savings transactions
easily.

Download the PDF for more information on all profiles.

TH is committed in continuing to support your hajj preparations through financial planning that gives you confidence and peace of mind until the time comes to answer the call to Baitullah.

You can continue saving easily through:

  • THiJARI or a TH counters

  • Direct Debit on THiJARI for automatic recurring savings

  • Monthly salary deductions to keep your savings more structured and continuous

Every step of preparation today brings you closer to the Holy Land.

Perjalanan Teragung Anda, Amanah Kami.

Frequently Asked Questions

For frequently asked questions about Seruan Istito'ah - Hajj Readiness Plan, please read here.