Starts from April to December 2025.

1. Open to newborn babies up to 3 months from the date of birth.
2. Open a TH account with a minimum deposit of RM100.00
3. Permanent TH staff, staff under service or apprenticeship contracts (including Management Trainees), and their immediate family members (spouses and children) are not eligible to participate in this Campaign.

1. The prizes for this Campaign are as follows:-
    

   Tabung Wang TH

2. Non-cash prizes are non-transferable and cannot be exchanged for cash (for non-cash prizes) or other items, whether in part or in full.

3. All prizes and their stated values are accurate at the time of printing and/or publication. Prize images shown in any marketing and advertising materials are for illustration purposes only and may differ from the actual prizes received.
    
4. Each Eligible Participant is entitled to win ONLY one (1) prize in this Campaign, provided they meet the Eligibility Criteria and comply with the Terms and Conditions during the Campaign Period.

5. To the extent permitted by law, TH expressly excludes and disclaims any representations, warranties, or endorsements, whether express or implied, written or oral, regarding the prizes, unless such matters are caused by gross negligence or wilful misconduct on the part of TH.

1. Redemption under this Campaign is subject to a first-come, first-served basis and while stocks last.
    
2. TH reserves the right to request relevant documents or written proof of identification, including information regarding the depositor’s age, place of residence and other personal details before the Tabung Wang TH redemption.

1. Eligible Participants are advised to read and understand the Terms and Conditions before participating in this Campaign. By participating, Eligible Participants are deemed to have read, understood, and agreed to be bound by these Terms and Conditions.
    
2. To participate in this Campaign, Eligible Participants must meet the Eligibility Criteria. Unless otherwise stated by TH, no application form or registration is required from Eligible Participants to join this Campaign.
    
3. By participating in this Campaign, Eligible Participants:-
    
   1. agree and consent to their personal data being collected, processed, and used by TH in accordance with TH’s Privacy Notice as far as necessary for the purposes of this Campaign, including for marketing and promotional activities. In compliance
      with the Personal Data Protection Act 2010, TH will protect the personal data of Eligible Participants;
       
   2. agree to allow TH to publish or display their names or photographs in TH’s marketing media or on the TH website (as applicable) for publicity purposes; and
       
   3. agree that TH’s decisions on all matters related to this Campaign, including prize redemption are final, conclusive and binding on all Eligible Participants. TH is not obliged to provide any reasons and no correspondence and/or appeal will be entertained.
       
4. Eligible Participants’ TH accounts MUST remain active, valid, and not be frozen, as determined by TH, and must not be subject to any attachment, contrary order from the courts, or other legal authorities during the Campaign Period and/or before prize distribution. Failure to comply will result in disqualification from the Campaign and/or forfeiture of the prize. Disqualified participants will not be entitled to any payment or compensation.
    
5. TH reserves the right, at its sole discretion, to disqualify any Eligible Participant whom it determines to have tampered with the participation process or failed to meet or comply with the stated Terms and Conditions.
    
6. TH shall not be held responsible for any tax liabilities that may arise from the prizes or their use. Any tax filing or payment obligations (if applicable) to the relevant authorities as a result of accepting the prizes shall be the sole responsibility of the winners. Winners are advised to seek independent advice regarding any tax implications.
    
7. TH reserves the absolute right to amend, cancel, terminate, or suspend the Campaign and/or these Terms and Conditions in whole or in part by giving at least fourteen (14) days’ notice prior to the date of such amendment, cancellation, termination, or suspension. Notification may be made in writing, via electronic media, through notices displayed at TH Branch Offices, on the TH website, or by other means deemed appropriate by TH. For clarity, any such changes will not entitle any Eligible Participant to claim for any losses or damages incurred directly or indirectly as a result.
    
8. TH reserves the absolute right to substitute any prize with another prize of equivalent value or such other prize as it deems appropriate by giving at least fourteen (14) days’ notice before the scheduled draw date. Notification may be made in writing, via electronic media, through notices at TH Branch Offices, on the TH website, or any other method determined by TH.
    
9. Prizes in this Campaign do not include additional costs such as transportation unless specified in these Terms and Conditions (if any).
    
10. TH shall not be liable for any misinterpretation of facts, or for any injuries, loss of life, or damage to property arising from the prizes won through this Campaign. TH shall also not be liable in any way, directly or indirectly, for any loss, damage, or personal injury suffered by prize winners related to participation, acceptance, or use of the prizes, or travel related to collecting the prizes, or due to any act or omission by TH, except for liabilities not excluded by law. TH is not responsible for any events beyond its control in relation to this Campaign and associated matters.
     
11. Eligible Participants are advised to regularly visit the TH website to review these Terms and Conditions and ensure they are up to date with any changes or amendments.
     
12. In the event of any inconsistency between these Terms and Conditions and any advertising, promotional, publicity, or other materials related to this Campaign, these Terms and Conditions shall prevail.
     
13. These Terms and Conditions shall be governed and interpreted in accordance with the laws of Malaysia, and Eligible Participants agree to submit to the jurisdiction of the Courts of Malaysia.
     
14. For any inquiries, further information or feedback regarding this Campaign, depositors may contact the TH Contact Centre at 03-6207 1919 or alternatively via email at th-info@lth.gov.my.